Ive been using this app for 5 months. It helps me see where my money is going, has kept me on budget and has enabled me to build some savings. Ive recommended it to my friends, it is the best free spending app available. If this app allowed users to enter a budgeted amount per category and reported the budget to actual difference it would be perfect. For now I use a different free app to hold my budget figures and figure out the difference myself.